Services

One firm, three disciplines, zero hand-offs

Wealth, tax and accounting are treated as separate worlds by most providers. At Hubernal they sit at the same table — because in your life, they already do.

Financial planner pointing at a savings projection chart

Personal Wealth Planning

A single roadmap for retirement, education, property and protection. We project where your current path leads, show you the gaps, and close them with strategies suited to Malaysian instruments — EPF, PRS, ASB, unit trusts and beyond.

  • Retirement and cash-flow projections
  • Investment portfolio structuring and review
  • Insurance and takaful coverage audits
  • Estate and legacy planning basics
See Wealth Planning in Detail
Consultant preparing tax documents beside a spreadsheet screen

Tax Advisory & Compliance

Malaysian tax rules shift every budget cycle. Our approved tax agents keep you compliant and make sure you claim every relief you are entitled to — for individuals, sole proprietors and Sdn. Bhd. companies alike.

  • Personal and corporate income tax filings
  • LHDN queries, audits and instalment arrangements
  • SST registration and returns
  • Year-round planning, not just deadline rescue
See Tax Advisory in Detail
Accountant walking a business owner through monthly reports

Business Accounting

Books that tell you something. We run monthly bookkeeping, payroll and management reporting for SMEs, and translate the numbers into decisions at a monthly review you will actually look forward to.

  • Monthly bookkeeping and reconciliations
  • Management accounts with plain-English commentary
  • Payroll, EPF, SOCSO and EIS submissions
  • SSM annual returns and secretarial coordination
See Accounting in Detail

Not sure which service fits?

Tell us what keeps you up at night. We will tell you honestly what you need — and what you can skip.

Ask Us Directly